Moneylion Reviews
(Rated by 10 users)
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Payment Methods
- Credit/Debit Cards
Payment Methods
- Verified Store VERIFIED
- Free shipping: Orders $50+
- In-store pickup: Ready in 2 hours
- 30-Day Returns
- Gap Good Rewards (4 brands)
Payment Methods
- Tops: $23 - $70
- Bottoms: $27 - $70
- Outerwear: $34 - $70
- Kids: $29 - $75
Today's Best Deals
Overall Rating
4.5
Base on 10 Reviews
Ratings by Feature
Ratings by Feature
- Price & Quality4.4
- Customer Service4.2
- Return Policy4.4
- Shipping & Delivery4.3
- Good Value4.6
Recent Customer Reviews (10)
Crissy Jefcoat
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Tina Page
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Gill Pellerin
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Friðþjófur Sigurdórsson
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Logi Írisarson
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Forrest Mothé
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Brian Prater
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Kiara Lesina
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Thao Wyatt
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Martin Hoover
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Moneylion Pricing
Credit Builder Plus
$19.99
RoarMoney
$1
Out-of-network ATM withdrawals
$2.50
Paper check payments
$2.50
Cash Advances
up to $1,000
Instacash
up to $500
Payment Methods
Accepted Payment Options:
Prices for items on Moneylion.com vary widely depending on the type of clothing and promotions available. Typical price ranges include:
Credit/Debit Cards
Payment Process
- Payments can be made online during the checkout process.
- For Moneylion credit card payments, options include online payments, mail, or phone calls, but in-store payments are not accepted.
Refund Information
Refunds for returns will be processed back to the original payment method used during the purchase.
Moneylion Pros & Cons
Pros
1
No Credit Checks: MoneyLion offers no-credit-check loans, making it accessible to those with bad or no credit history.
2
Credit Monitoring: The platform provides credit monitoring services, allowing users to track their credit score and any credit events.
3
Credit Building: MoneyLion reports payments to all three major credit bureaus, helping users build their credit score.
4
Convenient Cash Advances: The Instacash feature allows users to advance up to $500, with no mandatory fees and attempts to avoid overdrafts.
5
Integrated Financial Services: MoneyLion offers a range of financial services, including credit builder loans, investment accounts, and budgeting tools.
6
Automated Investing: The platform provides automated investing with customizable portfolios and no maintenance fees.
CONS
1
Expensive Fees: The monthly membership fee for Credit Builder Plus is $19.99, which can significantly increase the total cost of borrowing.
2
High APRs: The interest rates on loans can be high, especially when combined with the monthly membership fee, making the effective APR prohibitively expensive.
3
Customer Service Issues: Some users have reported poor customer service and slower-than-promised fund transfers.
4
Limited Loan Amounts: The loan amounts are generally smaller compared to traditional lenders, and the repayment terms are shorter.
5
Optional Fees: There are optional fees for fast-funding and other services, which can add to the overall cost.
Moneylion Features and Benefits
Features
RoarMoney
Online banking platform with no fees for overdrafts or minimum balance, free access to over 55,000 ATMs, direct deposit up to two days early, and price protection with refunds for purchases in the last 90 days
Credit Builder Plus
For $19.99 monthly fee, provides access to investment account, up to $500 cash advances, and mobile banking benefits
Automated Investing
Simplifies investing for beginners with automated portfolios, customizable options, and no maintenance fees
Cash Advances
Up to $1,000 for members ($500 for non-members with regular deposits), via Instacash with no mandatory fees and attempts to avoid overdrafts
Cryptocurrency Features
Allows buying and selling cryptocurrencies
Integrated Rewards System (Lion’s Share)
Reduces or negates fees through loyalty program, providing free access to credit builder loans and payday advances
Customizable Investment Portfolios
Tailored to user preferences and risk tolerance
No Credit Checks
Accessible to those with bad or no credit history
Credit Monitoring
Tracks credit score and credit events
Credit Building
Reports payments to all three major credit bureaus
Integrated Financial Services
Combines banking, credit builder loans, investment accounts, budgeting tools, and cash advances into one platform